Regulation
347 articles
PayPal’s Cross-Border Pivot: From Convenience to Compliance-Centric Infrastructure
PayPal is reengineering its global payout architecture—not for speed alone, but to meet tightening regulatory expectations across 200+ markets.
Wise’s $12M Fine Reveals Cracks in Cross-Border Compliance
A $12 million CFPB penalty against Wise exposes systemic gaps in AML oversight and consumer transparency for digital remittance providers.
Wise’s US Expansion: Regulatory Grit, Not Just Growth
How Wise navigated fragmented US money transmission licensing—state-by-state—to build a compliant, scalable cross-border infrastructure.
Wise’s Global Expansion Hits a Regulatory Crossroads
As Wise scales across 80+ markets, its low-cost model faces intensifying scrutiny—from EU MiCA compliance to US state-level licensing and emerging-market capital controls.
Wise’s $3.2M Penalty Reveals Regulatory Fault Lines in Cross-Border Wallets
A recent CFPB enforcement action against Wise exposes critical gaps in consumer protection for digital remittance providers — and signals a new era of accountability for global wallet operators.
Wise Account Closures Raise Red Flags on KYC Enforcement and User Equity
New data reveals over 120,000 Wise accounts closed in Q1 2024 — not for fraud, but due to incomplete KYC documentation. This signals a hardening of global AML posture with uneven user consequences.
Wise’s $3.2M Penalty Reveals Global Compliance Fault Lines
A landmark CFPB enforcement action against Wise exposes systemic gaps in cross-border payment compliance — and signals rising regulatory scrutiny for digital remittance providers.
Wise’s US Regulatory Footprint: Beyond the BBB Profile
A deep dive into Wise’s operational compliance, consumer trust signals, and structural implications for cross-border payment providers in the US market.
Wise Faces $5.2M Penalty Over FX Disclosure Failures: What It Means for Cross-Border Wallets
The CFPB’s enforcement action against Wise reveals systemic gaps in foreign exchange transparency—raising the bar for digital wallet providers globally.
Wise’s US Regulatory Footprint: Beyond BBB Accreditation
Wise’s BBB accreditation in New York signals operational maturity—but reveals little about its evolving U.S. regulatory posture amid state-by-state money transmission licensing and federal scrutiny.
Wise Faces $1.2M Penalty Over FX Disclosure Failures
The CFPB fined Wise $1.2 million for failing to clearly disclose foreign exchange markups — a critical reminder that transparency in cross-border pricing remains a regulatory flashpoint.
Wise Faces $5.2M Penalty Over FX Disclosure Failures
The CFPB fined Wise $5.2 million for failing to clearly disclose exchange rate markups and fees—exposing systemic gaps in transparency across digital remittance platforms.